Is Bank of Scotland down - February, 2026?

Bank of Scotland Outages and Status
Bank of Scotland Logo

The Bank of Scotland is a banking and financial services provider based in Edinburgh, Scotland. Founded in 1695, it is the oldest surviving bank in the UK and offers a range of services, such as current accounts, savings accounts, mortgages, and insurance. It is also one of the country’s leading providers of business banking solutions, providing businesses with access to finance, overdrafts, and other banking products.

Last check: Just Now |

URL Checked:

https://www.bankofscotland.co.uk/

Last Down:

not recently

Response Time:

2.08 ms.

Bank of Scotland outages reported by users in the last 24 hours

No Bank of Scotland problems reported in the last 24 hours

This chart shows the number of Bank of Scotland outages/problems reported by users in the past 24 hours. All data in the chart is in the Europe/London time zone.

Recent Bank of Scotland User Reports

Check out the latest user reports on Bank of Scotland, detailing the types of issues experienced and their locations. This helps you determine if others in your area are encountering similar problems.

  • GB Flag Icon
    Feb 02, 2026 - 14:02

    A visitor from Glasgow, United Kingdom has reported a problem with Account Balances

  • GB Flag Icon
    Feb 02, 2026 - 08:34

    A visitor from Glasgow, United Kingdom has reported a problem with Account Balances

  • GB Flag Icon
    Jan 30, 2026 - 12:20

    A visitor from Endon, United Kingdom has reported a problem with Account Balances

  • GB Flag Icon
    Jan 23, 2026 - 16:57

    A visitor from Wakefield, United Kingdom has reported a problem with Account Balances

  • GB Flag Icon
    Jan 23, 2026 - 15:58

    A visitor from Armadale, United Kingdom has reported a problem with Account Balances

  • GB Flag Icon
    Jan 23, 2026 - 15:22

    A visitor from Glasgow, United Kingdom has reported a problem with Account Balances

  • GB Flag Icon
    Dec 18, 2025 - 12:30

    A visitor from Beckenham, United Kingdom has reported a problem with Account Balances

Join Bank of Scotland Discussion

Suggestions? Issues? Outages?
Please share your Bank of Scotland experience with other users around the globe.

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Stanley

Wakefield, United Kingdom 17 days ago

Has been down all afternoon

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ssmith

Armadale, United Kingdom 17 days ago

Many users experiencing login failures attempting to access their account via the web site and via mobile app.

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Jim lambert

Northampton, United Kingdom 17 days ago

Cannot get app to start up

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Jim lambert

Northampton, United Kingdom 17 days ago

Cannot get app to start up

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Northampton, United Kingdom 17 days ago

Cannot get app to start up

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Mary Wallace, Core Products

London, United Kingdom 1 months ago

Cannot log in to make salary payments

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T.R.

Heinsberg, Germany 1 months ago

Tagesgeldkonto nicht erreichbar

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West Malling, United Kingdom 2 months ago

commercial banking down

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Ailsa

Alness, United Kingdom 3 months ago

Trying to make payments online but keeps coming up they are experiencing technical problems

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Clydebank, United Kingdom 3 months ago

Error 1007 ID: 18.441a1202.1761144065.2ced1506

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BallindallochTrust

Elgin, United Kingdom 3 months ago

Message just says Sorry we've had to log you off

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Jo

Manchester, United Kingdom 3 months ago

Cant get onto online banking - just keeps saying have to log you out when trying to login

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Jo

Manchester, United Kingdom 3 months ago

Cant get onto online banking - just keeps saying have to log you out when trying to login

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Manchester, United Kingdom 3 months ago

Cant get onto online banking - just keeps saying have to log you out when trying to login

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A Lyle

Oldham, United Kingdom 3 months ago

technical problems (503)

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Sean Hanafin

Glasgow, United Kingdom 3 months ago

Cant log into mobile app

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JGC

Glasgow, United Kingdom 3 months ago

Online banking down

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David Dempsie

Aberdeen, United Kingdom 4 months ago

Cannot log on to BOS, or Halifax, mobile .

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Artem

Berwick-Upon-Tweed, United Kingdom 6 months ago

keep getting a error trying to pay someone

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Wantage, United Kingdom 6 months ago

Online access problem Tuesday 15 July.
Could not access account.
Message onscreen saying problem with BOS but no report of problem on this website.

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IAF

Beith, United Kingdom 8 months ago

CANNOT TRANSFER MONEY

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Edinburgh, United Kingdom 8 months ago

ASAP transfers not being processed

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Auchterarder, United Kingdom 9 months ago

Can get onto website but my accounts are showing zero balances this is extremely disturbing

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Isle of Lewis, United Kingdom 9 months ago

Cannot access Internet banking. Doesn’t connect

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Woking, United Kingdom 11 months ago

not working at all

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Adrian

Edinburgh, United Kingdom 11 months ago

Cannot login on App or Online

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Edinburgh, United Kingdom 11 months ago

Cannot login on App or Online

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Inverness, United Kingdom 11 months ago

Unable to make payments
Now unable to login to the app a together with a red banner warning of technical difficulties

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Kathleen

Banff, United Kingdom 11 months ago

Can’t log in

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Annette May

Ayr, United Kingdom 11 months ago

Cannot access my account on line but can get only my account total on mobile app but nothing else.
looked up bos and it says no current problems and on line status ok

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mr trevor jones

Lymington, United Kingdom 11 months ago

cannot log in to my account...my partner victoria miles cannot log in to her account on her laptop this seems to be happening all the time why is this..using firefox browser in windows 10..from girvan ayr

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Margaret Rennie

Aberdeen, United Kingdom 1 years ago

I have reported my fault yesterday not able to get any cash out. Was told to try again which I did today and then went into Asda and used my card again. However tried to send money to my daughter online once I got home and was unable to do so. I then called to report this too. A very pleasant employee said he would look into the problem.

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B Gray

Glasgow, United Kingdom 1 years ago

No transfers coming in

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Ian Callum

Sutton Coldfield, United Kingdom 1 years ago

My phone is not connecting to sign in

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David Scott

Forres, United Kingdom 1 years ago

“Authenticating your device” problem now ok.

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David Scott

Forres, United Kingdom 1 years ago

Can’t get further than “Authenticating your device” which device I have used for a long time.

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J Bates

Green Hammerton, United Kingdom 1 years ago

Bank of Scotland's commercial site seems to be having problems will let you login in but then closes straight down

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Dunfermline, United Kingdom 1 years ago

BofS have confirmed there’s a fault for some debit card users where payments are being declined. They hope to resolve in a few hours (as at noon 14th Jan 2025)

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William Urquhart

London, United Kingdom 1 years ago

Cannot access statement in online business banking everything else working

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John

Chesterfield, United Kingdom 1 years ago

Account balances show, but no transaction information at all.

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Laura

Edinburgh, United Kingdom 1 years ago

No info available for accounts, can't get through on phone

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Edward James Leonard

London, United Kingdom 1 years ago

Website wont open when i try to log in on laptop

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Kilmarnock, United Kingdom 1 years ago

Site is down

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Lydia Freeland

Niceville, United States 1 years ago

Can’t open website

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Kilbirnie, United Kingdom 1 years ago

cannot make payments

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Ian Poxton

Greenock, United Kingdom 1 years ago

I am unable to make a transfer from my platinum current account to my ISA at Santander

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Edgaras

Camden, United Kingdom 1 years ago

App don't work

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Edinburgh, United Kingdom 1 years ago

My mobile banking app will not move past authentication screen....must switch phone off and back on and even then I does not always allow me to log on

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Stuart

Hinton, United Kingdom 1 years ago

Now day 4 of not being able to log in to mobile app, all i get is authenticating message, patience is running out

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Stuart brownlee

Stockport, United Kingdom 1 years ago

Unable to log into mobile banking app for 3 days now

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Gordon

Glasgow, United Kingdom 1 years ago

App does not go to login screen. Been like that for a number of days.

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Steve

Croydon, United Kingdom 1 years ago

Unable to log in for a few days now.

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Michael A Forbes

London, United Kingdom 1 years ago

App not working. Can't bet access to my accounts

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Stephen

Glasgow, United Kingdom 1 years ago

Unable to login for past couple of days, app keeps ''authenticating device''.

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Peter

Glasgow, United Kingdom 1 years ago

Will not authenticate phone device

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Stornoway, United Kingdom 1 years ago

App won't authenticate.

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Michelle Greer

Dalbeattie, United Kingdom 1 years ago

Can’t log in to my account again

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Alison Spankie

London, United Kingdom 1 years ago

Can’t log in to bank of Scotland

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Williams

Glasgow, United Kingdom 1 years ago

I have changed password a number of times it has been accepted but I sign in again the password is not accepted

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High Bickington, United Kingdom 1 years ago

Cannot open app. It’s saying it’s authenticating

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Keith Whyte

Haddington, United Kingdom 1 years ago

My bank of scotland app keeps shuting down before it opens on my android phone

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JA

Paisley, United Kingdom 1 years ago

I just want to check rates and privacy details, but the site is always down, and it asks me to login when I don't want to and for basic information shouldn't have to.

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Grangemouth, United Kingdom 1 years ago

Not been able to use it all weekend

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Shanghai, China 2 years ago

Unable to login

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Baldock, United Kingdom 2 years ago

Can’t log on

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berty

Glasgow, United Kingdom 2 years ago

Login issues

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Chris

Derby, United Kingdom 2 years ago

Site will not let me make any payments.

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Glasgow, United Kingdom 2 years ago

Not loading account details

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Peter MacDonald

Dundee, United Kingdom 2 years ago

I cant log in to my account. It says password not recognised

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Livingston, United Kingdom 2 years ago

No access to my on line account all day very frustrating

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Mary

Manchester, United Kingdom 2 years ago

Can’t authenticate new account on app.

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sarah brown

Norwich, United Kingdom 2 years ago

My on line account is frozen. I am unable to contact them by phone. Causing major problems for me.

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Ms Cheryl Moore

Saltburn-by-the-Sea, United Kingdom 2 years ago

Statement not loading on account page

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Elspeth Kemp

Lockerbie, United Kingdom 2 years ago

Bank of Scotland in Annan closed and mobile app not working
How do I pay a bill?

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Port Glasgow, United Kingdom 2 years ago

My app is freezing and keeps knocking me out

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Henry

Ayr, United Kingdom 2 years ago

Code not being sent to access account

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Henry

Ayr, United Kingdom 2 years ago

No code being sent for access

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Henry ODonnell

Plaistow, United Kingdom 2 years ago

Not sending code for access

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JH Dickson

Kirkcaldy, United Kingdom 2 years ago

text verification no textt received

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Solly Joseph

London, United Kingdom 2 years ago

My mobile app in an apple device not working from yesterday. I am able to login but the screen freeze and disappear soon.

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Lady Audrey White

Glasgow, United Kingdom 2 years ago

Not letting me set up online

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Tracy Miller

St Helens, United Kingdom 2 years ago

can' t log into my online bank account. have updated my browser

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Ian Buchanan

Studley, United Kingdom of Great Britain and Northern Ireland 2 years ago

App saying “authenticating your device” and can’t get onto my accounts.

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Manchester, United Kingdom of Great Britain and Northern Ireland 2 years ago

Continuous checking device

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David Fenwick

Stanley, United Kingdom of Great Britain and Northern Ireland 2 years ago

cannot open my account

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William Morton

Portadown, United Kingdom of Great Britain and Northern Ireland 2 years ago

Unable to make a payment though I can view statements

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Liz

Eastleigh, United Kingdom of Great Britain and Northern Ireland 2 years ago

Can't log in to commercial banking online. Says service temporarily unavailable.

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Ronald McFadyen

Millport, United Kingdom of Great Britain and Northern Ireland 2 years ago

mY WIFE AND i ARE CURRENTLY UNABLE TO ACCESS ONLINE BANKING.....WHEN WE TRY TO LOGIN WE GET A MESSAGE ..."AUTHENTICATING YOUR DEVICE"......BUT THIS HAS NOW BEEN RUNNING FOR HOURS

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Robert

New Milton, United Kingdom of Great Britain and Northern Ireland 2 years ago

Bank of Scotland keep asking to phone me for a code number and when I give it to them they just ask for the same thing again and don't let me see my bank account

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M. Sabath

Warrington, United Kingdom of Great Britain and Northern Ireland 2 years ago

i cannot enter a new payee for BACS transfers.
When I try, the system freezes

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June Reid

Merksworth, United Kingdom of Great Britain and Northern Ireland 2 years ago

When is it expected that the ability to transfer of money between accounts on line will take place?

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AC

London, United Kingdom of Great Britain and Northern Ireland 2 years ago

Can log on???

Most common Bank of Scotland problems reported by users

45

Account Balances

55

Credit Card

Bank of Scotland Outage Locations

Location

Reports

Last Reported

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Glasgow, Scotland, GB

113

7 days ago

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Endon, England, GB

68

10 days ago

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Heinsberg, North Rhine-Westphalia, DE

1

1 months ago

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Niceville, Florida, US

1

1 years ago

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Caerphilly, Wales, GB

1

1 years ago

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Schell City, Missouri, US

1

1 years ago

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Ceres, Western Cape, ZA

1

2 years ago

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Porto, Porto, PT

1

2 years ago

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Shanghai, Shanghai, CN

1

2 years ago

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Portadown, Northern Ireland, GB

1

2 years ago

Are you experiencing issues with Bank of Scotland right now?

Is bankofscotland.co.uk not working for you? If you are having issues with Bank of Scotland, please use one of the options below to report a problem with the service

bankofscotland.co.uk website response status history

Date and Time

Response Time

Status Code

Feb 10, 2026 - 00:35

2.08 ms.

200

Feb 09, 2026 - 19:17

1.5 ms.

200

Feb 09, 2026 - 12:28

2.1 ms.

200

Feb 08, 2026 - 19:10

1.5 ms.

200

Feb 08, 2026 - 08:31

2.07 ms.

200

Feb 08, 2026 - 02:34

2.07 ms.

200

Feb 07, 2026 - 21:32

2.04 ms.

200

This table shows the bankofscotland.co.uk outage requests and response browser checks executed automatically by the sitedown.co.uk service. All data in the table is in the Europe/London time zone. If Bank of Scotland is down or slow for you. You can try using a VPN service(to try from a different location) and also check the Tips below

Tips if bankofscotland.co.uk is not working

  • Verify the URL - One of the most frequent causes of not being able to visit a web page is entering an incorrect URL. If you're URL is wrong, the website may redirect to another website or display an error page.

  • Use a Different Device - Try using a different computer or device to access the website or app. We also advise you to attempt rebooting your device.

  • Delete Browser Cache - It's possible that cached files are preventing your browser from downloading new web pages. Refreshing the page will clear it. To do that, click Ctrl + F5 on a Windows PC or Cmd + Shift, then press R on a Mac.

  • Clear Browser Cookies - Clearing browser cookies fixes certain issues, such as loading or formatting issues on sites. You can do this by clicking your browser settings, then privacy, then clearing browsing data.

  • Use Incognito Mode - You can also try viewing the website in private mode or incognito mode first. By using this, cookies and all temporary cache will be automatically disabled.

  • Restart Your Router - Try restarting your network connection if other websites or apps are having problems or are running slowly.

  • Firewall and Antivirus - Your ISP provider may have blocked the website or app you are attempting to access. If that's the case, you can try using a VPN service to visit the website or app to see if it will work.

  • Check your Firewall & Antivirus - These can occasionally block access to certain websites or services. To troubleshoot this issue, you may consider temporarily disabling them to see if it resolves the problem.

  • Clear DNS Cache - To speed things up, all OS systems save name resolution information into the DNS cache. In your case, the information recorded could be outdated or incorrect. We advise you to search on How-To guides on the web to clear your DNS Cache.

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Frequently Asked Questions

We have recently sent browser requests to Bankofscotland.co.uk and it's up and running with status code 200 (UP) and a response time of 2.08 ms. We recommend clearing your cache or restarting/updating your app.

If you are experiencing slow performance while using Bankofscotland.co.uk, it may be your internet connection. Before you call your internet provider to ask about the slow speed, make sure to clear your cache, update the app, and check for any outages first.

HTTP response status code is a 3-digit code returned by the server indicating the status of the request. The code is typically accompanied by a message that provides additional information about the response such as:
  • 2XX - Successful - Website is up & reachable.

  • 3XX - Redirect - The website is accessible, but the browser is redirected to another page.

  • 4XX - Browser Error - The requested page is not available or doesn’t exist.

  • 5XX - Server Error - There are internal errors on the server.

The status code helps developers and users to understand what’s happening with a certain request. This also serves as a guide to take appropriate actions if needed.

The HTTP response time is the amount of time it takes a website to respond to a request made by your device. It calculates how long it takes for a website to load after you click on a link or type a URL into your browser.

Aside from trying a different device, you can also check your device's software if it’s up to date by checking for available updates in your settings.

If the issue persists after trying all of our tips, you can report the issue to us so we can further investigate. By this, you can also see if other users are experiencing it, too.